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The Merchant Chooses the Agent — and Can Change

No merchant is assigned to anyone permanently. That is a protection for merchants and a standard for agents.

Q
Quinton
9 Sep 2026

Why merchant choice matters

An Agent does not own a merchant simply because they signed them up. The relationship has to be maintained through useful support, communication and service.

This creates a simple standard: an Agent has a reason to keep serving the merchant well because the merchant has a real choice.

The commission follows the merchant

When a merchant changes Agents, the commission follows the merchant. The new Agent becomes connected to the merchant relationship rather than the original Agent keeping an automatic permanent right to the recurring commission.

That makes retention important. An Agent cannot rely on geography, exclusivity or an assumption that a signed merchant can never leave.

What happens when a merchant wants to switch?

The original Agent is notified when a merchant requests a change. The Agent then has 14 days to resolve the relationship before the switch completes.

The purpose is not to trap the merchant. It gives the existing Agent a defined opportunity to understand what went wrong and, where possible, fix the service problem.

What this means for Agents

  • Serve the merchant well: Good service is the strongest way to retain a relationship.
  • Listen: Problems are easier to solve when the Agent understands them early.
  • Communicate clearly: Merchants should know what support they can expect.
  • Do not treat ownership as permanent: The merchant remains free to choose.

A healthier relationship

Merchant choice changes the Agent's incentive. Instead of protecting a territory or relying on a locked-in customer, the Agent has to keep earning the relationship through service.

The merchant chooses. The Agent serves. If the relationship works, it continues. If it does not, the merchant has a path to change Agents.

That keeps the focus where it belongs: on trust, support and the quality of the merchant relationship.

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